BMW 4 Series Finance Offers

* with approved credit through BMW Financial Services and subject to minimum 700 beacon score. On select models.

Check Out Our Current BMW 4 Series Inventory
If you are in the market for a vehicle, one of the first things you need to figure out is your budget and whether or not you are going to pay in cash or elect to finance. The majority of customers in today's market choose the latter for a number of reasons, the most common of which it's a reasonable way to afford the vehicle in good time. Unless you have a vault in your bank filled to the likes of Scrooge McDuck, you might need have the funds on hand to make a down payment and cover the sticker tag. In this article, we will explain how financing a BMW 4 Series works by answering some of the most commonly asked questions we receive from car shoppers.

Q: What does it cost to finance a BWM 4 Series?

A: This answer will differ depending upon the trim and features you choose. For example, the 430i will vary from the 440i even though there's only one character separating their names. Prices of sedans will also differ from convertibles. Then there's a list of optional features that you can elect to have or live without. That's why we recommend reviewing our list of current offers now to see what monthly payment options are available today.

Q: How does BMW Select Finance work?

A: With BMW Select Finance, customers benefit from lower monthly payments that are closer to what you would be paying on a lease while still securing ownership over the vehicle. The way BMW is able to offer this service is through negotiating a mutually agreed upon final balloon payment that will be assessed at the end of the finance term. This allows customers to save up cash month-to-month and ultimately own a BMW 4 Series in the end.

Q: Lease or finance. What makes more sense?

A: A general principle to live by when it comes to lease or finance is the 10,000-mile rule. If you plan to drive over that, or don't know how many miles you drive each year, financing is the better option. Lease terms come with lower payments so long as you adhere to the mileage limitations. Otherwise, you will be penalized for overages in addition to the normal lease payments. By financing a BMW 4 Series, you know exactly what you will be paying and the vehicle is yours to do what you wish.

Q: Will I know what the car will be worth at the end of the financing term?

A: Every BMW 4 Series comes with a Guaranteed Future Value (GFV) that let's you know what the vehicle will be worth once the final payment on the term has been made. This number takes into consideration the car's model, trim, normal wear and tear, and the anticipated maximum number of miles driven during the term. For more information on the GFV of the BMW 4 Series model you are interested in, call us at (570) 338-6955.

Q: What are my financing options? Who do I secure financing with?

A: Most customers either finance through BMW, a third party, or secure financing through the dealership. It is common for most customers to choose the last option. By obtaining financing through the dealership, you are connected to a network of partnering financial institutions that are all competing for business. Therefore, you are opening yourself to several offers to find the one that makes the most sense to you.

Contact

BMW of Wyoming Valley

1470 Highway 315
Directions Wilkes-Barre, PA 18702

  • Sales: 570-338-6955
  • Service: 570-338-6956
  • Parts: 570-338-6957

Make an Inquiry

Show Only

Keyword

173 Vehicles matching:
  • All Listings
  • 2012 BMW 128i

    Engine:
    3.0L I-6 cyl,
    Transmission:
    6-Speed,
    Exterior Color:
    Beige,
    Stock #:
    BBPM85578A,
    Mileage:
    45403
    VIN:
    WBAUN1C5XCVH84050
    More
    • Carfax Free
    • Comments Recent Arrival! 4-Way Adj. Power Lumbar Support For Front Seats, Ambiance Lighting, Auto-Dimming Rear-View Mirror, BMW Assist w/Bluetooth®, Boston Le...
  • 2021 BMW 228i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    Melbourne Red,
    Stock #:
    B36136,
    Model Code:
    212T,
    Mileage:
    3
    VIN:
    WBA73AK02M7H36136
    More
    Radio: AM/FM Audio System (SiriusXM w/360L, Hi-Fi Sound System, BMW Assist eCall, BMW TeleServices, )
    • Comments Red 2021 BMW 2 Series 228i AWD 8-Speed Automatic Sport 2.0L 4-Cylinder 23/33 City/Highway MPG
  • 2021 BMW 228i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    White,
    Stock #:
    B41297,
    Model Code:
    212T,
    Mileage:
    7
    VIN:
    WBA73AK07M7H41297
    More
    Radio: AM/FM Audio System (SiriusXM w/360L, Hi-Fi Sound System, BMW Assist eCall, BMW TeleServices, )
    • Comments White 2021 BMW 2 Series 228i AWD 8-Speed Automatic Sport 2.0L 4-Cylinder 23/33 City/Highway MPG
  • 2021 BMW 228i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    Blue,
    Stock #:
    B40894,
    Model Code:
    212T,
    Mileage:
    6
    VIN:
    WBA73AK09M7H40894
    More
    Radio: AM/FM Audio System (SiriusXM w/360L, Hi-Fi Sound System, BMW Assist eCall, BMW TeleServices, )
  • 2020 BMW 228i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    Gray,
    Stock #:
    BRL2142,
    Mileage:
    4108
    VIN:
    WBA73AK0XL7F52142
    More
    Sport Seats (Power Front Seats)
    • Carfax Free
    • Comments Recent Arrival! Priced below KBB Fair Purchase Price! Clean CARFAX. *SPORT PACKAGE*, Auto-dimming Rear-View mirror, Automatic temperature control, Com...
  • 2020 BMW 228i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    Gray,
    Stock #:
    BRL6252,
    Mileage:
    4548
    VIN:
    WBA73AK0XL7F66252
    More
    Sport Seats (Power Front Seats)
    • Carfax Free
    • Comments Priced below KBB Fair Purchase Price! Clean CARFAX. *SPORT PACKAGE*, Comfort Access Keyless Entry, Connected Package Plus, Convenience Package, Heated...
  • 2018 BMW 320i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic,
    Exterior Color:
    Silver,
    Stock #:
    PRT6837,
    Mileage:
    29808
    VIN:
    WBA8E5G58JNU46837
    More
    • Certified
    • Carfax One Owner
    • Comments Priced below KBB Fair Purchase Price! Certified. CARFAX One-Owner. Clean CARFAX. *HEATED STEERING WHEEL*, Active Blind Spot Detection, Auto-Dimming In...
  • 2018 BMW 320i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic,
    Stock #:
    BPSU6617,
    Mileage:
    49135
    VIN:
    WBA8E5G55JNU46617
    More
    • Certified
    • Carfax One Owner
    • Comments Priced below KBB Fair Purchase Price! Certified. CARFAX One-Owner. Clean CARFAX. Advanced Real-Time Traffic Information, Anthracite Headliner, Auto-Di...
  • 2021 BMW 330i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    Phytonic,
    Stock #:
    B58455,
    Model Code:
    213X,
    Mileage:
    11
    VIN:
    3MW5R7J01M8B58455
    More
    Sport Seats (Power Front Seats)
    • Comments Phytonic 2021 BMW 3 Series 330i xDrive AWD 8-Speed Automatic Sport 2.0L 4-Cylinder DOHC 16V Turbocharged 25/34 City/Highway MPG
  • 2021 BMW 330i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    Black,
    Stock #:
    B70926,
    Model Code:
    213X,
    Mileage:
    10
    VIN:
    3MW5R7J08M8B70926
    More
    Sport Seats (Power Front Seats)
    • Comments Black 2021 BMW 3 Series 330i xDrive AWD 8-Speed Automatic Sport 2.0L 4-Cylinder DOHC 16V Turbocharged 25/34 City/Highway MPG
  • 2021 BMW 330i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    White,
    Stock #:
    B63457,
    Model Code:
    213X,
    Mileage:
    6
    VIN:
    3MW5R7J08M8B63457
    More
    Sport Seats (Power Front Seats)
    • Comments White 2021 BMW 3 Series 330i xDrive AWD 8-Speed Automatic Sport 2.0L 4-Cylinder DOHC 16V Turbocharged 25/34 City/Highway MPG
  • 2021 BMW 330i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    Alpine,
    Stock #:
    B57346,
    Model Code:
    213X,
    Mileage:
    11
    VIN:
    3MW5R7J02M8B57346
    More
    Sport Seats (Power Front Seats)
    • Comments Alpine 2021 BMW 3 Series 330i xDrive AWD 8-Speed Automatic Sport 2.0L 4-Cylinder DOHC 16V Turbocharged 25/34 City/Highway MPG
  • 2021 BMW 330i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    Blue,
    Stock #:
    B71615,
    Model Code:
    213X,
    Mileage:
    3
    VIN:
    3MW5R7J07M8B71615
    More
    Sport Seats (Power Front Seats)
    • Comments Blue 2021 BMW 3 Series 330i xDrive AWD 8-Speed Automatic Sport 2.0L 4-Cylinder DOHC 16V Turbocharged 25/34 City/Highway MPG
  • 2021 BMW 330i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    Blue,
    Stock #:
    B74776,
    Model Code:
    213X,
    Mileage:
    8
    VIN:
    3MW5R7J02M8B74776
    More
    Sport Seats (Power Front Seats)
  • 2021 BMW 330i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    White,
    Stock #:
    B50104,
    Model Code:
    213X,
    Mileage:
    6
    VIN:
    3MW5R7J09M8B50104
    More
    Sport Seats (Power Front Seats)
    • Comments White 2021 BMW 3 Series 330i xDrive AWD 8-Speed Automatic Sport 2.0L 4-Cylinder DOHC 16V Turbocharged 25/34 City/Highway MPG
  • 2021 BMW 330i xDrive

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    White,
    Stock #:
    B66501,
    Model Code:
    213X,
    Mileage:
    11
    VIN:
    3MW5R7J00M8B66501
    More
    Sport Seats (Power Front Seats)
    • Comments White 2021 BMW 3 Series 330i xDrive AWD 8-Speed Automatic Sport 2.0L 4-Cylinder DOHC 16V Turbocharged 25/34 City/Highway MPG