BMW X3 Finance Offers
* with approved credit through BMW Financial Services and subject to minimum 700 beacon score. On select models.

Check Out Our Current BMW X3 Inventory

Educating yourself on how financing works is a brilliant idea if you are looking for a new BMW X3 for sale and don't have the liquid cash on hand to buy it outright. The majority of car owners today have elected to finance their new BMW X3 because it's a big investment. We completely understand that. That's why we will explore some of the most commonly asked questions people have when it comes to financing a new BMW X3 Series.

Q: How much will I pay for a New BMW X3 in Wilkes-Barre, PA?

A: The price you pay for your new BMW X3 will depend on a number of factors. What BMW X3 model do you want? Do you have a trade-in and what is it worth? How much will you be using as a down payment on the new BMW X3? We don't mean to answer a question with more questions but the best course of action to take is finding out what your current vehicle is worth (if you have one) and visit our online inventory page to see what deals we currently have available on new, certified pre-owned and used BMW X3 models.

Q: What is BMW Select Financing?

A: BMW Select Financing bridges the gap between leasing and financing a new BMW X3 to give you the best of both worlds. Similar to a lease term, you will pay less on your new BMW X3 monthly payments but still have ownership of the vehicle. The caveat is a final balloon payment that will be assessed at the end of the financing term. This is how we are able to offer lower monthly payments on the new BMW X3 in Wilkes-Barre, PA. This number is negotiable and will be mutually agreed upon before you drive off the lot in your new BMW X3.

Q: What are the major differences between leasing and buying a new BMW X3 in Wilkes-Barre, PA?

A: The best piece of advice a person should consider between the two is the "10,000-mile rule." If you plan to drive less than 10,000 miles a year, leasing a new BMW X3 is a reasonable option because it gives you access to the latest model BMW X3 on a regular basis. If you don't want to be restricted in any capacity and it is important for you to have ownership over the vehicle, then financing your new BMW X3 is the way to go.

Q: What is the Guaranteed Future Value (GFV) of a BMW X3?

A: One benefit of buying a new BMW X3 is knowing exactly what your vehicle will be worth after you've made the last monthly payment. This figure considers the trim of the BMW X3, features, estimated mileage, and normal wear and tear incurred over the financing term.

Q: Should I finance through a third party, or the dealership my newBMW X3?

A: If you choose to secure financing for the purchase of your new BMW X3 through a third party, you are responsible for applying directly to a bank or credit union to await approval. Once you are approved, you will be quoted a loan term, interest rate, and then you will negotiate the price of the new BMW X3. By electing to finance your new BMW X3 through our BMW of Wyoming Valley dealership, we will simply take down your information and share it with our network of partnering financial institutions. It is ultimately your choice, but we recommend financing your new BMW X3 vehicle through us.

Q: Does BMW accept credit cards for BMW X3 Monthly Payments?

A: Unfortunately, credit cards are not an acceptable form of payment to use on your BMW X3 monthly installments. However, you are free to use a debit card if that is easier for you to make your monthly vehicle payment.


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9 Vehicles matching:
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  • 2022 BMW X3 M40i

    Engine:
    3.0L I-6 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    Blue Metallic,
    Interior Color:
    Oyster,
    Stock #:
    BPDP11749,
    Mileage:
    2,590 miles,
    VIN:
    5UX83DP07N9J11749
    More
    • Carfax One Owner
    • Comments CARFAX One-Owner. Clean CARFAX. BMW Assist eCall, Dual front side impact airbags, Enhanced Bluetooth, Extended Shadowline Trim, Gesture Control, Head-...
  • 2017 BMW X3 xDrive28i

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic,
    Exterior Color:
    Alpine White,
    Interior Color:
    Saddle Brown,
    Stock #:
    B41906B,
    Mileage:
    80,987 miles,
    VIN:
    5UXWX9C54H0T06811
    More
    Cold Weather Package (Heated Steering Wheel, Heated Front Seats, Heated Rear Seats, Retractable Headlight Washers)
    • Carfax Free
    • Comments Recent Arrival! Clean CARFAX. Cold Weather Package, Comfort Access Keyless Entry, Driving Assistance Package, Heated Front Seats, Heated Rear Seats, H...
  • 2016 BMW X3 xDrive28i

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic,
    Exterior Color:
    Black Sapphire Metallic,
    Interior Color:
    Saddle Brown,
    Stock #:
    B80654B,
    Mileage:
    67,566 miles,
    VIN:
    5UXWX9C54G0D95006
    More
    Premium Package, Navigation System, Cold Weather Package, Lighting Package
    • Comments CARFAX One-Owner. Clean CARFAX. Adaptive Light Control, Advanced Real-Time Traffic Information, BMW Online & BMW Apps, Cold Weather Package, Comfort A...
  • 2022 BMW X3 xDrive30i

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    Graphite,
    Stock #:
    B98562,
    Model Code:
    22XD,
    Mileage:
    6 miles,
    VIN:
    5UX53DP03N9M98562
    More
    Sport Seats (Power Front Seats)
    • Comments Graphite 2022 BMW X3 xDrive30i AWD 8-Speed Automatic Sport 2.0L I4 TwinPower Turbo 21/28 City/Highway MPG
  • 2022 BMW X3 xDrive30i

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    Jet Black,
    Interior Color:
    Cognac,
    Stock #:
    B59868,
    Model Code:
    22SU,
    Mileage:
    11 miles,
    VIN:
    WBX57DP09NN159868
    More
    Sport Seats (Power Front Seats)
    • Comments Jet Black 2022 BMW X3 xDrive30i AWD 8-Speed Automatic Sport 2.0L I4 TwinPower Turbo 21/28 City/Highway MPG
  • 2022 BMW X3 xDrive30i

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    Black,
    Stock #:
    B05392,
    Model Code:
    22XD,
    Mileage:
    5 miles,
    VIN:
    5UX53DP08N9N05392
    More
    Sport Seats (Power Front Seats)
    • Comments Black 2022 BMW X3 xDrive30i AWD 8-Speed Automatic Sport 2.0L I4 TwinPower Turbo Recent Arrival! 21/28 City/Highway MPG
  • 2022 BMW X3 xDrive30i

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Exterior Color:
    Black,
    Stock #:
    B10625,
    Model Code:
    22XD,
    Mileage:
    5 miles,
    VIN:
    5UX53DP08N9N10625
    More
    Sport Seats (Power Front Seats)
    • Comments Black 2022 BMW X3 xDrive30i AWD 8-Speed Automatic Sport 2.0L I4 TwinPower Turbo Recent Arrival! 21/28 City/Highway MPG
  • 2022 BMW X3 xDrive30i

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic Sport,
    Stock #:
    B17603,
    Model Code:
    22XD,
    Mileage:
    3 miles,
    VIN:
    5UX53DP00N9N17603
    More
    Sport Seats (Power Front Seats)
    • Comments 2022 BMW X3 xDrive30i AWD 8-Speed Automatic Sport 2.0L I4 TwinPower Turbo Recent Arrival! 21/28 City/Highway MPG
  • 2019 BMW X3 xDrive30i

    Engine:
    2.0L I-4 cyl,
    Transmission:
    8-Speed Automatic,
    Exterior Color:
    Phytonic Blue,
    Interior Color:
    Cognac,
    Stock #:
    BKBB08319,
    Mileage:
    20,359 miles,
    VIN:
    5UXTR9C54KLR08319
    More
    Convenience Package, Sport Bucket Seats
    • Certified
    • Carfax One Owner
    • Comments Priced below KBB Fair Purchase Price! Certified. CARFAX One-Owner. Clean CARFAX. Active Blind Spot Detection, Active Driving Assistant, Advanced Real-...
  • Page 1 of 1

Contact

Wyoming Valley BMW

1470 Highway 315
Directions Wilkes-Barre, PA 18702

  • Sales: 570-338-6955
  • Service: 570-338-6956
  • Parts: 570-338-6957

Make an Inquiry

Sales Hours

  • Monday 9:00 am - 7:00 pm
  • Tuesday 9:00 am - 7:00 pm
  • Wednesday 9:00 am - 7:00 pm
  • Thursday 9:00 am - 7:00 pm
  • Friday 9:00 am - 7:00 pm
  • Saturday 9:00 am - 5:00 pm
  • Sunday Closed