BMW 3 Series Finance Offers

* with approved credit through BMW Financial Services and subject to minimum 700 beacon score. On select models.

Check Out Our Current BMW 3 Series Inventory
If you don't have cash to cover the cost of the new or used car you want to purchase, you're not alone. In fact, more often than not car buyers choose to finance their vehicles for a number of reasons. Maybe your car is coming to the end of its life. Maybe it recently broke down or doesn't perform as well anymore.

Regardless of the motive you have for entering the car buying market, financing a vehicle comes with a lot of questions. Before you walk into the dealership, arm yourself with as much knowledge as possible about financing a BMW 3 Series by reviewing detailed answers to some of the most common questions people ask.

Q: How much does it cost to finance a BMW 3 Series?

A: The price you are going to pay on a BMW 3 Series varies largely on the model you end up pursuing. For example, the 320i xDrive might differ from the 328d xDrive even though they are relatively close in name, and both of these models might have prices that diverge from the 330e iPerformance. Financing offers for each specific model in the 3 series change monthly so to get an in-depth look at what is currently available, visit our financing page to see what is on the market right now.

Q: What is BMW Select Finance?

A: BMW Select Finance is a great option for someone who is looking to secure vehicle ownership for lower monthly payments for a mutually agreed upon period of time. Eventually, the individual who is financing the car will make a final balloon payment to make up for the difference. This option is perfect for a person who is interested in getting into a BMW 3 Series model now while making payments that are conducive to his/her budget.

Q: Does it make more sense to lease or finance a BMW?

A: As leasing becomes a more popular option, a lot of people are left wondering if it makes sense to go this route instead of traditional financing. To make it as simple as possible, it all comes down to the number of miles you drive. If you are a high-mileage driver or would rather play it conservatively so you aren't hit with unexpected fees, you should plan to finance your car. While leasing is a shorter-term investment, financing the vehicle comes with knowing exactly what you are going to pay for an asset that will eventually be yours to keep.

Q: What is the Guaranteed Future Value (GFV) of a BMW 3 Series?

A: More commonly referred to as the Guaranteed Minimum Future Value, the GFV of a BMW 3 Series will vary depending upon the model. Regardless of what car you ultimately end up driving home, BMW is always transparent when it comes to what your car will be worth at the end of your finance term. For more information on GFV of BMW 3 Series models, visit our inventory to see what offers we have available today.

Q: Should I finance my car through BMW, the dealership, or a third-party financial institution?

A: To make it as easy as possible, BMW of Wyoming Valley has a network of financial servicing companies that work with all kinds of customers, regardless of financial situation. If you choose to finance through the dealership, your information will be shared with the network of financial service partners so customers don't have to do it on their own.

Q: Does BMW Financial accept credit cards?

A: In a word, no. Customers can make payments using a debit card but BMW does not accept monthly payments to be made through credit.


Wyoming Valley BMW

1470 Highway 315
Directions Wilkes-Barre, PA 18702

  • Sales: 570-338-6955
  • Service: 570-338-6956
  • Parts: 570-338-6957

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Sales Hours

  • Monday 9:00 am - 7:00 pm
  • Tuesday 9:00 am - 7:00 pm
  • Wednesday 9:00 am - 7:00 pm
  • Thursday 9:00 am - 7:00 pm
  • Friday 9:00 am - 7:00 pm
  • Saturday 9:00 am - 5:00 pm
  • Sunday Closed

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