BMW 5 Series Finance Offers

* with approved credit through BMW Financial Services and subject to minimum 700 beacon score. On select models.

Check Out Our Current BMW 5 Series Inventory
Before financing a car, it's important to understand three key factors: the loan amount, annual percentage rate (APR), and length of the contract. By electing to finance your vehicle, you are choosing to put your name on the title (owning it) while promising to pay the total cost by breaking it up with monthly payments.

We understand that financing a car is a big decision. That's why we provided answers to some of the most common questions asked by car buyers today. Take a look for yourself and learn more about how financing a BMW 5 Series works.

Q: How much does it cost to finance a BMW 5 Series?

A: The amount you pay depends on the model, trim, and features. For example, the 530e iPerformance might look similar to the 530i Sedan but each of the cars come in at different price points. Furthermore, BMW financing deals change month-to-month so we recommend browsing our inventory of BMW 5 Series models available now to see what's available. If you are interested in speaking with a financing specialist, call us at (570) 338-6955.

Q: What is BMW Select Finance?

A: BMW Select is an option that allows the individual responsible for financing the car to make lower monthly payment similar to what it would cost to lease the same vehicle. The way BMW Select is able to offer lower monthly rates is by assessing a balloon payment at the end of the term. This allows the person financing the car to save money up front, drive a new model, and make low payments for the life of the financing term.

Q: What is the difference between leasing and financing?

A: A common question people ask themselves is should I lease or finance a car? Most people end up choosing to lease to make lower monthly payments but it doesn't come with the benefit of ownership. If you want your name on the title, traditional financing is the best option for you. This way, you make a down payment and finance the car with regular monthly payments at an agreed upon price. Once the value of the car is paid in full, the security interest on the vehicle is then released and you have peace of mind knowing that the BMW is yours alone with no more payments left to be made.

Q: What will my BMW 5 Series be worth after making the last payment?

A: A major benefit of financing a BMW is getting to know the Guaranteed Future Value (GFV) of the car before you sign on the dotted line. In plain terms, you will know what that value of the BMW 5 Series will be after you have finished all of the monthly payments. The GFV takes into consideration normal wear tear, model, and depreciation so you know exactly what you are paying up front and what your asset will be worth once the final monthly payment has been made.

Q: Who should I finance my BMW 5 Series with?

A: You can either finance through BMW, a third-party, or through the dealership. By choosing to finance through the dealership, you are saving time and also getting access to the list of partnering financial institutions who are all competing for your business. This means more competitive offers while eliminating the headache of securing a financing option your own. It is ultimately up to the buyer as to how they move forward, but we are always transparent in what we are able to offer and happy to provide recommendations.

Q: What are the acceptable forms of payment on my monthly bill?

A: BMW accepts all major forms of payment with the exception of credit cards. Checking accounts and debit cards are two of the most popular choices. You can also elect to sign up for automatic payments to make it one less thing to worry about it in your day-to-day life.


BMW of Wyoming Valley

1470 Highway 315
Directions Wilkes-Barre, PA 18702

  • Sales: 570-338-6955
  • Service: 570-338-6956
  • Parts: 570-338-6957

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Sales Hours

  • Monday Sales Phone or Internet Request Only
  • Tuesday Sales Phone or Internet Request Only
  • Wednesday Sales Phone or Internet Request Only
  • Thursday Sales Phone or Internet Request Only
  • Friday Sales Phone or Internet Request Only
  • Saturday Sales Phone or Internet Request Only
  • Sunday Sales Phone or Internet Request Only