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Q: If I'm financing a BMW M Series, what will my monthly payment be?

A: Your monthly payment depends on a few factors, the most common of which are how much money you use as a down payment and what mode you choose. Currently, there are seven different M series models with varying features that you can elect to include or decline. Offers change on a monthly basis so the best course of action to take is to visit our BMW offers page to see what is currently available. If you'd like to have a conversation with one of our staff members, call the dealership at (570) 338-6955.

Q: What is BMW Select and how does it work?

A: BMW Select is a financing option that bridges the gap between leasing and traditional financing. With BMW Select, monthly payments are lower than what you would pay with traditional financing so it closely resembles a lease option. However, you still secure ownership of the vehicle because your name goes on the title. At the end of the lease term, a final balloon payment will be assessed at an agreed upon price point before your drive home in your BMW M Series. This is a great option for anyone interested in saving money in the short term while still enjoying all the benefits of owning the vehicle.

Q: What are the differences between leasing and financing?

A: Standard leases come with a contract the says you are allowed to drive 30,000 miles within a three-year window. In addition to the limitations that comes with leasing, you also do not have ownership of the vehicle. Therefore, traditional financing makes the most sense if you drive 10,000 miles or more a year, and don't want to continually worry about what to do at the end of each three-year period that comes standard with leasing.

Q: Will I know the Guaranteed Future Value (GFV) of my BMW M Series?

A: Before you sign on the dotted line and drive off the lot, you will know what the Guaranteed Future Value (GFV) of your car will be at the end of your financing term. This number considers factors such as model, trim, normal wear and tire, and estimated number of miles driven during the financing term to determine this guaranteed minimum value. This allows you to know exactly what you are paying now and how it translates into what your car is worth when you are done making payments.

Q: Who do I finance through?

A: If you finance your BMW M Series, you have to work with a financial institution you find on your own or through our dealership's network. We work with customers of all different financial backgrounds on a regular basis so presenting you with options is our primary goal. Beyond getting the right deal that makes sense for you, financing through the dealership is also a huge time saver. Nobody wants to be running around to deal with this on their own. It helps to have the support of our financial network.

Q: Can you pay through a credit card on each monthly bill?

A: BMW does not accept payments via credit. However, you can use a debit card to make payments if that is a more convenient option than linking a checking account.