BMW X4 Financing Offers

Finance Rates As Low As 2.99% APR

* with approved credit through BMW Financial Services and subject to minimum 700 beacon score. On select models.

Check Out Our Current BMW X4 Inventory
If you've ever wondered how financing a vehicle works, you've come to the right place. There are all sorts of factors that come into play such as how much your trade-in is worth (if you have one), what type of vehicle you want, and personal financial report. We recommend checking your credit history ahead of time from a free service that won't affect your score.

Q: What does it cost to finance a BMW X4 Series?

A: Similar to what we covered in the introduction, what you pay depends on a variety of factors. Additionally, our offers on BMW X4 models on a monthly basis. If you are curious to learn what we have available now, visit our online inventory or call the dealership at (570) 338-6955.

Q: How does BMW Select Finance work?

A: BMW Select Finance is a way to offer lower monthly payments with a final agreed upon balloon payment to be made at the end of the financing term. This way, customers get the benefits of owning the vehicle while paying less in the short term. For more information on how BMW Select Finance works, call us at (570) 338-6955.

Q: Is it better to lease or finance?

A: That depends on what is more important to you - renting or owning. Leasing is comparable to renting an apartment in that it grants you access to what you are paying for but on limited terms. If you finance, you are putting your name on the title so it is ultimately your BMW X4 and yours alone. Another factor to consider is the 10,000-mile rule. With most leases coming with limits on miles you are allowed to drive over the course of the term, it is possible that you might get sacked with overage fees.

Q: What is the Guaranteed Future Value (GFV) of a BMW X4 Series?

A: A major benefit of financing a BMW X4 Series is knowing exactly what the vehicle will be worth at the end of the financing term. This figure is calculated by considering the model, estimated mileage driven, and normal wear and tear. Markets are always changing. The GFV is there to give you added peace of mind so you know exactly what your asset is worth now and in the future.

Q: I'm ready to finance a BMW X4 Series. How do I go about it?


A: You have three main options to choose from when it comes to financing a car: through BMW, a third party, or the dealership. Most people choose to finance through the dealership because it eliminates the headache of securing financing on your own. By financing through the dealership, you get access to several partnering financial institutions. All you have to do is share your information and we will pass it along to the banks and credit unions in our network.

Q: Does BMW accept credit cards?

A: BMW does not accept payments to be made on credit cards. However, you can use a debit card if that is your preferred method.

Contact

BMW of Wyoming Valley

1470 Highway 315
Directions Wilkes-Barre, PA 18702

  • Sales: 570-338-6955
  • Service: 570-338-6956
  • Parts: 570-338-6957

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Sales Hours

  • Monday 9:00AM-8:00PM
  • Tuesday 9:00AM-8:00PM
  • Wednesday 9:00AM-8:00PM
  • Thursday 9:00AM-8:00PM
  • Friday 9:00AM-8:00PM
  • Saturday 9:00AM-5:00PM
  • Sunday Closed