BWM Z4 Finance Offers

* with approved credit through BMW Financial Services and subject to minimum 700 beacon score. On select models.

Check Out Our Current BMW Z4 Inventory
Commonly referred to as the Roadster and one of the brand's most iconic cars, the Z4 is the poster child of BMWs so if you want to get behind the wheel of one, first you'll want to know how to buy it. You can always pay for a Z4 outright but not everybody has the cash on hand to do that so they turn to financing.

In this article, we will explore some of the most commonly asked questions car buyers have when it comes to financing a BMW Z4. After reading it, you will have a much better understanding of the numbers and how they work to help you be prepared for a big investment such as this.

Q: How much does it cost to finance a BMW Z4?

A: Your monthly payment for a Z4 Roadster will vary depending on trim, features, and how much you put down up front. So, in a sense, it is difficult to say exactly what to expect to pay on a monthly basis until you narrow down exactly what you are looking for. To get a better idea, visit our list of current offers available for Z4s and see if there are options that match your need and budget.

Q: What is BMW Select?

A: BMW Select is a financing option that allows customers to pay less than they normally would on a monthly basis in comparison to traditional financing. At the end of the term, there will be a final balloon payment assessed. This fee is the main factor contributing to the lower monthly payments. It allows the person who is making monthly payments to save money over the course of the contract and still have ownership over the car. If you are interested in learning more about BMW Select, contact our financing specialists directly by calling (570) 338-6955.

Q: What are the major differences between leasing and financing?

A: While we just learned about how BMW Select bridges the gap between leasing and traditional financing, a lot of customers are still interested in committing to traditional leasing and financing. In general, we recommend the 10,000-mile rule. If you drive more than 10,000 miles a year or simply don't want to be surprised by overage fees, than traditional financing is the way to go. By choosing this option, your name goes on the title of the vehicle so it is yours alone to drive as much as you want. Leasing is a nice option because it gives you limited liability and access to the latest model cars, but it falls short when it comes to mileage limitations and the car isn't yours to keep in the end.

Q: Will I know how much my BMW Z4 will be worth after I'm done making payments?

A: Before you go home in a BMW Z4 Roadster, we will break down the Guaranteed Future Value (GFV) of the car with you. The GFV is what a particular model car will be worth at the end of the financing term. This number considers the estimated number of miles driven throughout the term, normal wear and tear, and the exact model. This allows customers to know the worth of their Z4 after they've made the last payment. It's helpful information to help you plan whether or not you intend to keep it, sell it, or trade-in for an upgrade.

Q: How should I finance my BMW Z4? Through BMW, a third party, or the dealership?

A: It is ultimately up to the customer how they finance their new Roadster. BMW is a potential option; the same is true for a third-party financial institution of your choosing. We highly recommend financing through the dealership because we leverage our extensive network of partnering financial institutions in order to get you the best deal available. This saves you the headache of securing financing on your own while simultaneously presenting you with options.

Q: Does BMW accept credit card as payment?

A: No. Some brands allow you to pay your monthly bill via credit card but BMW requires that payment to come from a checking account or debit card. If you have any more questions about this, please call us at (570) 338-6955.


BMW of Wyoming Valley

1470 Highway 315
Directions Wilkes-Barre, PA 18702

  • Sales: 570-338-6955
  • Service: 570-338-6956
  • Parts: 570-338-6957

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